Ramsgate/PUM is a multi-line wholesale insurance brokerage group with facilities that span the excess, surplus and specialty insurance marketplace. We are professionals with local presence and national access.
Our greatest strength lies in the quality and experience of our people and our ability to respond quickly. Our goal is to deliver consistent performance and build lasting relationships, not just place a single piece of business. Knowledge of products, market trends and successful submission strategies are key to our success in the placement of your risk.
We have many different professional personal and commercial lines policies to choose from. Look at the list below and see what can be covered.
When it comes to Personal Lines, the new, the unique and the rare are a Ramsgate specialty. When standard markets decline risks, as other insurers abruptly come and go from these lines, Personal Lines insurance delivers. We consistently bring to market competitively priced solutions for unusual mid to high-value or high-risk personal lines exposures. We will consider any risk and can handle almost every risk.
At Ramsgate/PUM, we are constantly examining ways of offering new products to our clients. We have established relationships with various Excess and Surplus Lines Insurance Companies and would like to assist you in placing the medium to hard-to-place accounts in your office. Therefore, please review the coverage’s and types of accounts listed below. Please give me a call to discuss any account.
- Commercial General Liability
- Shopping Centers and Other OL&T related exposures
- 24 Hour Convenience Stores
- Hotels and Motels
Condominium and Apartments – including Mold Coverage
Mining and Quarry Operations
Propane & Petroleum Distributors
Commercial, Residential, and Sub-Contractors
(EFIS Coverage Available with B+ Carrier.)
Builders Risk – Including Wind
Warehouse Legal Liability
Debtor in Possession
Bars, Taverns and Restaurants
Scheduled Dwellings – Rental
Apartments and Condo’s
General Liability – Premises Liability – including Liquor
Charter Schools, Vocational Schools, Boarding Schools, K-12 Private Schools
Restaurants, Bars, Taverns
Retail, Wholesale, Strip Centers
Dwellings – Rental – Property and CGL
Environmental Contractors – Including Engineers and Consultants
Wholesale Distributors, Processors and Manufacturers
Laboratory and Analytical Testing Firm Program
Underground/Above Ground Storage Tanks
Waste Haulers – CGL and Auto
Product Liability – Manufactures, distributes any product involving Pollution
Site Pollution – including CGL.
Professional Errors and Omissions:
Hospitals – Including Professional Liability, CGL, Property
Physicians and Physician Groups
Nursing Homes and Assisted Living Centers
Physical / Occupational Therapists
Kidney Dialysis Facilities
Methadone Clinics / Substance Abuse
Imaging – X-Ray, MRI, CT and PET
Employment Practices Liability:
Miscellaneous Professional Liability
Media Professional Liability
Real Estate E&O
Equipment Breakdown Coverage:
Ramsgate/PUM can offer Equipment Breakdown Insurance to protect against financial losses resulting from accidents involving a wide range of equipment caused by
Typical production machinery and boiler and pressure vessels
Electrical, air conditioning and refrigeration systems
Computer numerical controlled machinery
and other equipment.
Coverage can pay property damage, business interruption, spoilage and other expenses.